Every creditor, every claim, every objection, every amendment.
Debt tracked per creditor with its priority, claims managed through objection, and the repayment plan carried across its whole lifecycle — with the data structures the practice actually needs instead of a matter record with a label on it.
- Quick answer
- What is the best bankruptcy case management software?
- Sapphire Legal is Private Legal Intelligence for consumer bankruptcy practice: a per-tenant platform where the debt schedule is structured data rather than a spreadsheet attached to a matter. Each creditor is tracked individually with its priority level, claims are managed with an objection workflow, the Chapter 13 repayment plan is carried through its full lifecycle including amendments, and discharge is tracked to completion. Documents are drafted from the firm’s own templates and prepared ahead rather than on request. Everything runs in an isolated database and a private model environment per firm, which matters because a bankruptcy file is a complete financial disclosure about a person under duress.
The schedule is the case, and a spreadsheet cannot hold a lifecycle.
Consumer bankruptcy is volume work on structured data that most software refuses to treat as structured. The debts have priorities that determine treatment, the claims arrive and get objected to, the plan gets amended and re-amended, and the discharge depends on all of it having been handled correctly. A practice that runs this on spreadsheets attached to matters is doing data management in a tool that has no concept of the data.
Priority is treatment, and a flat list loses it
Secured, priority and general unsecured debts are treated differently, and the difference determines what the plan can do. A single list of creditors with amounts does not carry that, so the analysis gets redone whenever the plan changes.
Claims and objections have a lifecycle, not a status
A filed claim can be objected to, amended, withdrawn or allowed, and each step changes what the plan has to pay. Tracking it as a checkbox loses the sequence that matters.
Plan amendments multiply and diverge
A repayment plan is amended as circumstances change, and keeping the current version straight against what the court confirmed and what the trustee is administering is exactly the kind of version problem a document folder handles badly.
A schedule that knows what priority means.
Creditors, claims and plan versions are records with their own structure, because each one changes what the case can do.
Each creditor is recorded individually with its claim amount and its priority level, so the structure of the debt — what is secured, what has priority, what is general unsecured — is a property of the record rather than an analysis someone redoes. Claims are managed through their lifecycle, including the objection workflow, so what was filed, what was challenged and what was finally allowed is readable rather than reconstructed. The repayment plan is carried through its lifecycle with its amendments, so the current version is unambiguous against what was confirmed. Discharge is tracked to completion, which is the point the client actually cares about. Petitions, schedules and plan documents are drafted from the firm’s own templates and prepared ahead, exportable to Word, with any missing input named rather than guessed at.
- 1
Intake, client and conflict check
The debtor and every listed creditor are recorded as parties and checked against existing matters — in a volume practice, a creditor who is also a client is a conflict that must surface at intake.
- 2
Per-creditor debt tracking with priority
Each creditor carries its own amount and priority level, so the treatment structure of the case is data rather than an analysis held in someone’s head.
- 3
Claim management with objections
Claims are tracked through filing, objection, amendment and allowance, so the sequence that determines what the plan must pay stays legible.
- 4
Repayment plan lifecycle
The plan is carried across its versions and amendments, keeping the current one unambiguous against what the court confirmed.
- 5
Discharge tracking
Progress toward discharge is tracked to completion rather than assumed once the plan is confirmed.
- 6
Documents drafted ahead
Petitions, schedules and plan documents are drafted from the firm’s own templates and waiting, exportable to Word. Anything built from unverified work says so on its first page.
What ships with the Bankruptcy pack
The bankruptcy module is the primary workflow on this deployment, not a matter type with a label on it.
- Per-creditor debt tracking with priority levels
- Claim management with objection workflow
- Chapter 13 repayment plan lifecycle with amendments
- Discharge tracking to completion
- Document drafting from your own templates
- Matter Kanban with bankruptcy-specific stages
- OCR allowance sized for real document volume
- Conflict checking across debtors and listed creditors
A bankruptcy file is a complete financial disclosure about a person in crisis.
Why private infrastructure matters hereIncome, debts, assets, medical bills and the circumstances that produced them sit in one matter, for a client with no leverage over where that record goes. It must not pass through a shared model. Each client firm on Sapphire Legal gets its own database and its own document storage, and the AI runs inside Sapphire Legal’s own AWS account rather than routing to an outside provider. Nothing trains a model, nothing is retained by a vendor, and nothing crosses between firms.
Where to go next
The bankruptcy pack is one part of the platform. These are the pieces around it.
Bankruptcy practice questions.
- Does it handle Chapter 13 repayment plans?
- The plan is carried across its full lifecycle including amendments, so the current version stays unambiguous against what the court confirmed and what the trustee is administering. Discharge is then tracked to completion rather than assumed once the plan is confirmed.
- How is the debt schedule structured?
- Each creditor is a record with its own claim amount and priority level, so secured, priority and general unsecured treatment is a property of the data rather than an analysis redone by hand every time the plan changes.
- Does it track claim objections?
- Claims are managed through filing, objection, amendment and allowance as a sequence rather than a status field, because that sequence is what determines what the plan has to pay.
- Is this available outside the United States?
- Not currently. The module is built on the US Bankruptcy Code — Chapter 13 plan lifecycle, Code priority levels, proof-of-claim objections, discharge. Consumer insolvency elsewhere runs through different regimes and largely through different professionals: licensed insolvency practitioners in England and Wales, registered administrators for Part IX agreements in Australia, and Licensed Insolvency Trustees under the BIA in Canada. Rather than publish a page that would not fit, this practice area is offered in the US market only.
- Can it handle a high-volume consumer practice?
- The Solo plan includes a monthly OCR allowance with itemized per-page overage beyond it, so a heavy filing month is a line on an invoice rather than a surprise, and documents are drafted ahead from your own templates rather than on request.
- Is client financial material used to train an AI model?
- No. The AI runs inside Sapphire Legal’s own AWS account rather than calling OpenAI, Anthropic or any outside provider, so a client’s complete financial disclosure never reaches a third-party model. Each client firm has its own database and its own document storage.
See it on a real filing volume.
Bring the shape of your caseload — the schedules you are preparing, the plans you are amending — and we will walk what the platform would be carrying.
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